USAA offers banking, investment and insurance products that are tailored for current and former military personnel as well as their families. The credit cards they offer include airline miles, TSA PreCheck costs and Global Entry fees.
USAA is a car insurance company that stands out for its service member discounts, such as 15% off the comprehensive coverage of vehicles stored at bases during deployment. MoneyGeek compares USAA to other top car insurance companies across the states.
Cashback Plus American Express (r) Credit Card
Cashback Rewards Plus is a great solution for those military members who are spending a lot of time at base and wish to maximize their rewards. It offers 5% cash back on purchases under $3,000 in gas stations, military bases and grocery stores, and 2% for groceries, plus an extra 1% for all eligible purchases. It also comes with no foreign transaction fee or annual fee, making it a great card to use when traveling abroad.
This card is not available to most applicants due to the credit requirements. Most applicants are ineligible to apply for this card because they do not have good to excellent credit. There is also no sign up bonus or intro APR, compared to other cards that offer generous rates of cash back.
The card offers other benefits to help military personnel maximize their earnings. These include extended warranty protection, concierge services, and assistance with reservations for dining, entertainment, and hotels. Travel emergency assistance offers 24-hour support to customers for legal, medical and other issues. Finally, there are no APR penalties – a rare feature among cashback cards.
Preferred Cash Rewards Visa Signature Card
USAA offers its members exclusive access to a wide range of financial services and products, including credit cards. It was founded in San Antonio, Texas in 1922 and now offers cutting-edge financial services to all branches of the military.
The Preferred cash rewards card is a simple and efficient solution. It offers 1.5% cashback on all purchases, without any categories or limits. This card is ideal for frequent travelers, but also those who spend a lot of money every day. The card’s no-annual-fee policy also increases the potential earning and benefits.
This card offers a signup bonus that is above average. It gives a $200 bonus if you spend $1,000 in the first 90 days after opening your account. This card may offer standard protections for shopping and traveling, such as travel accident coverage and extended warranties on U.S. manufacturers’ warranties. This card may not be as valuable for some customers. They might prefer more luxurious reward cards that offer superior rates and benefits, such as travel vouchers or gift cards.
Cashback Rewards Visa (r) Business Credit Card
With the Cashback Rewards Visa(r), Business Credit Card, you can earn cash back on every purchase. Earn up to 3% cash back in certain bonus categories such as automotive gasoline, office supplies, restaurants/fast-food restaurants/cell phone service providers as well as eligible net purchases that accrue 1% cash back. The rewards points can be redeemed for a variety of ways, including statement credits/electronic deposit to linked accounts/payments at selected merchants/giftcards/charitable contributions.
There are many different cash-back business cards on the market. It is important to choose one that matches your spending patterns. Compare the features and benefits of each card to narrow down your options. When selecting a business cash back credit card, earning percentages and bonus categories are important considerations. However, other factors such as welcome offers, extra perks, and annual fees should also be taken into consideration. Read the fine print on each card to understand how it works and what purchases are eligible.
Business Credit Card Preferred Cash Reward Visa(r).
Military members and their families can take advantage of the USAA Preferred cash rewards credit card to earn unlimited flat-rate money back, as well as enjoy other benefits like auto deductible reimbursement. Before you can apply, you must be a USAA member. Once approved, a $200 introduction bonus awaits you when your card is used to make $1,000 of qualifying purchases in the first 90 days.
The USAA card rewards system is simple and straightforward, making it easy to maximize earnings without having to keep track of rotating categories or spending limits. If you’re willing to explore other options, there are cards that offer better rates and benefits. One card offers 5% for Lyft trips while another can return up to 3% of your grocery and drugstore purchase.
USAA’s business credit card offers a simple rewards structure with unique benefits to help businesses save. This card offers 3% back on gas, at electric vehicle charging stations, in restaurants, and at office supply stores. All eligible net purchases will earn 1% back.
The card has many security features such as alerts for new account activity and secure log-ins. The card has a high customer satisfaction rating, provides 24/7 online access to customer service and offers various travel protections like rental car coverage and warranty protection.
