Business insurance provides financial security against catastrophic events like natural disasters, accidents and lawsuits that threaten companies financially. Commercial property and general liability policies provide these essential coverages.
When shopping for business insurance packages, be sure to seek recommendations from reliable sources and review ratings based on customer satisfaction and financial strength. Also take into account market share as an indicator of reliability.
The Hartford
The Hartford believes in the capacity of people to achieve amazing things when given encouragement and support, and is committed to helping individuals and businesses alike succeed. Their many positive customer reviews can be found online; their outstanding ratings reflect their dedication. In terms of insurance options they provide property-casualty coverage options as well as financing solutions tailored specifically for small business owners.
RecoverCare provides auto and homeowners insurance to members exclusively through the AARP. Their policies cover cleaning, cooking, transportation and other expenses up to two weeks post accident – something not offered by all P&C insurers. RecoverCare ranks 13th largest P&C insurer in America according to NAIC report and is 142nd on Fortune 500’s global ranking of largest corporations.
Customers can easily get quotes through The Hartford’s website or contact an independent agent for more information. In addition, they offer various discounts including good student, driver training and defensive driving courses discounts as well as bundling discounts for home and auto policies. Customers can take advantage of mobile apps and bill pay options available through The Hartford. Their customer service is available 24/7 either by phone call or social media platforms like Twitter and Facebook.
Next Insurance
Next Insurance is an insurance startup dedicated to offering small businesses instant, affordable and tailored coverage at an instantaneous rate. They offer various policies covering general liability and professional liability for various business types – while offering customers customizable policies as well as claims advocates they can call or text for support whenever needed.
Next Insurance stands out from other insurance providers by being an all-inclusive solution provider that provides all of their clients with all the coverage they require for running their businesses. Customers can get instant quotes through its website, which accepts multiple payment methods; furthermore, its mobile app makes payments and manage coverage convenient from any device imaginable.
Next Insurance boasts highly competitive pricing matched with outstanding financial ratings from AM Best, signifying it has sufficient resources to pay its claims even under catastrophic loss scenarios. Furthermore, its employees highly endorse customer service at Next.
However, reviewers have reported difficulty accessing customer support. One user described trying to reach someone via phone as being extremely frustrating while another complained of being charged for policies they had cancelled in error.
Travelers
Travelers offers both personal and commercial lines of business insurance products and services, such as property and liability protection as well as workers’ compensation coverage and auto fleet fleet insurance. Travelers is widely known for its umbrella insurance policy that can help businesses protect against large lawsuits; its red umbrella has even made several commercial appearances featuring Paul Freeman!
Travellers is home to an experienced team of claims professionals and nurses with expertise in medical payments. Its streamlined claim process is tailored to minimize business interruption; with 24 auto claim centers providing quick, efficient services able to complete physical inspections on over 90% of damaged vehicles within 48 hours – its dedicated major case unit also boasting extensive expertise managing such claims.
Travelers offers medical plan options as well as health care spending accounts and dependent care spending accounts, which allow employees to use pre-tax payroll deductions for healthcare costs and other qualifying expenses. InsuraMatch also provides pet, motorcycle/off-road vehicle, flood, travel and flood coverage insurance through Travelers; furthermore their bond and specialty division offers surety bonds, crime liability products as well as financial liability solutions.
Chubb
Chubb offers a comprehensive suite of property and casualty insurance products, such as commercial P/C, financial lines, personal accident, supplemental health and marine and aviation as well as reinsurance and life. Their global service network spans 54 countries and territories while their 24/7/365 claims team offers assistance 24/7/365 – plus they have an impressive toolbox full of resources for their partners.
Chubb is one of the largest financial lines insurers worldwide and a market leader for personal property and casualty insurance policies, boasting strong presence both domestically and abroad in key markets like the US and Europe as well as commercial lines insurance products globally.
No matter your goal – from protecting your home to saving for the future or making sure your loved ones are secure – personal lines solutions provide peace of mind and ease. Our flexible coverage helps you select exactly the protection that meets your needs, all delivered with quality assurance.
Our employee benefits programs can help your employees and your business meet the individual needs of employees and shareholders alike. From retirement options that help save money and build nest eggs to medical and disability coverage that provides assistance during hard times, we have solutions tailored specifically for your situation. Furthermore, we also provide an employee stock purchase plan allowing your employees to become shareholders of the company while encouraging a sense of ownership and engagement from them all.
