USAA stands out among insurance providers by catering specifically to military families and customizing plans to suit individual members’ needs. Unfortunately, they also tend to delay, deny and defend claims in an unethical fashion.
If your claim with USAA remains unresolved after several attempts at negotiation have failed, you have the option to bring legal action. For best results, consult an experienced lawyer.
1. File a police report
USAA provides emergency roadside assistance; however, this should not replace calling 911 or another non-emergency number in the event of any accident. Furthermore, filing a police report is also vital when filing an insurance claim.
An essential step to getting compensation from an accident-related expense, the police report can be invaluable in documenting injuries and damages sustained during a crash. Without it, proving injuries is far more challenging.
When Should You Avoid Giving an Official Statement for Your USAA Claim?
While statements for USAA claims may be required of you, it’s wisest not to provide one voluntarily. Insurance agents can often use any statements against you as leverage against reducing or denying it, so having legal advice prepare you for the claims process so no embarrassing statements could be used against you in court or during questioning from an insurance company could save your case and allow your lawyer to help gather all the documentation you need – photos from the scene of an accident, car repair estimates from shops, and medical records etc – for filing successful claims.
2. Take pictures
No matter if it involves damage to home or personal property from an insurance peril, taking pictures of any visible signs of damage is always wise and can prove invaluable in providing contractors with a full and accurate repair estimate.
USAA Insurance (like most profitable insurers) operates like a well-oiled machine when it comes to fighting claims, delaying them, and asking questions designed to persuade accident victims into accepting low settlement offers on their own. Our injury law firm has witnessed this numerous times first-hand.
3. Gather witness information
As soon as an accident occurs, it is vitally important that all witnesses provide contact details. Witnesses can provide crucial insights into what transpired and help establish liability; additionally they may assist your claim by offering valuable testimony.
As part of your insurance claim, it is also wise to obtain medical records from your physician related to your injuries in order to better assess them and help the insurance company assess them accurately. Furthermore, keep a comprehensive record of expenses related to the accident. These can include deductible payments, repair estimates and lost wages.
Record-keeping can help you prove the damage from an accident and obtain a fair settlement from USAA, but keep in mind they’re in business to make money, which could mean they prioritize their own bottom line when negotiating car accident claims. Therefore, hiring an experienced personal injury lawyer such as Florin|Roebig will assist with all correspondence with USAA as well as filing your USAA auto insurance claim successfully – contact us now to set up your free consultation session!
4. Contact a lawyer
USAA, or United Services Automobile Association, is a renowned insurance provider for members of the military and their families. Offering car, home and life coverage as well as financial planning solutions.
Have you been involved in a car accident? A USAA accident lawyer can help you fight for fair compensation from their company. Whether their adjusters refuse part or all of your claim or offer too little for what your injuries and property damage cost are worth, your lawyer will fight on your behalf for what’s right.
USAA has earned itself a reputation for unfairly treating its policyholders. To evaluate and pay out claims, USAA typically uses Colossus computer program – often accused of undervaluing damages and forcing plaintiffs into filing legal actions in order to receive fair compensation – however if you hire an experienced USAA accident lawyer as soon as possible they might agree on more reasonable settlement offers than before – therefore hiring one is highly advised.
5. Gather medical records
No matter if you hold USAA auto insurance as the at-fault driver or are making a claim against it as a claimant for uninsured/underinsured motorist coverage, in order to prove your injuries and damages. Unfortunately, insurers often look for ways to minimize their payouts; an experienced personal injury attorney may help negotiate a fair settlement agreement.
Medical records are essential in proving the severity of your injuries. Be sure to obtain copies of all relevant medical records and bills. In addition, make sure you follow your doctor’s orders and recommendations for treatment and recovery; failure could allow USAA to argue that your injuries were less serious or that your delay contributed to recovery from your crash.
Insurance companies may offer more reasonable settlement offers when they know you will bring in an experienced firm like DuBoff & Associates to fight them in court, which is why it’s crucial that any documents given by an adjuster be reviewed by your lawyer first before signing them.
